Tags: disability benefits, home health aid, Social Security
Some seven years after being diagnosed, Miyoshi Myopathy (Muscular Dystrophy), had definitely changed my lifestyle. I could no longer do the work my full time jobs required but since I had to pay for half of our mortgage payments I was working part time. I worked practically until I had to give up driving.
Some seven years after being diagnosed, Miyoshi Myopathy (Muscular Dystrophy), had definitely changed my lifestyle. I could no longer do the work my full time jobs required but since I had to pay for half of our mortgage payments I was working part time. I worked practically until I had to give up driving.
My husband and I talked about my options. To apply
for disability benefits, we understood that one of the requirements was not
been able to work for at least six months previous to the application. I did
not feel secure not receiving a monthly income for that long, plus when I
compared myself to other disabled people I had seen, I felt my impediments were
not that terrible. I was afraid that if I claimed disability I would be taking
away the opportunity from someone more needy than me. And again the thoughts that 'I had lived my
life and it might even be that some of my problems are plain and simple due to
aging,' made me set aside the idea of doing more research about disability
benefits or consulting a lawyer about it.
I have not been exactly 'financially savvy' but I
think I am a responsible person. Since I divorce my first husband I managed to
keep a modest sum of money that I use only on special occasions; I was paying
50% of the mortgage of the house we were buying, so I had 50% of the equity we
were accruing, and through my 20 years of work I had earned the needed credits
to get Social Security. So I decided to
apply for early retirement.
The truth is that 10 years later my condition prostrated
me. I could not get out of bed by myself, sit on the toilette, take a shower,
do my bed, much less cook or keep the house clean.
People were telling me that Social Security would
send a person to help me with all those chores. Someone had said they knew this
sick person and that other one getting home health aid twice a week or even
everyday in their house all paid by the Government.
I did some research and discover that the program
they were talking about is Medicaid. I
understood that a person needs to be near destitute to get Medicaid.
ARTICLES YOU
MIGHT LIKE TO READ:
https://www.disabilitysecrets.com/retired-draw-disability.htmlhttps://www.disabilitysecrets.com/page5-13.html
LOOKING
BACK
I wish I had consulted a lawyer before deciding
to apply for early retirement.
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